Water Damage: Causes and Types

Introduction

Water damage is one of the most common and costly property damage claims. It can be caused by a variety of factors, including natural disasters, plumbing leaks, and appliance malfunctions. Water damage can cause serious structural damage to your home or business, as well as lead to mold growth and other health hazards.

What is the Root Cause of Water Damage?

The root cause of water damage is typically a leak or a breach in a water-containing system. This can be caused by a variety of factors, including:

  • Plumbing leaks
  • Roof leaks
  • Foundation cracks
  • Appliance malfunctions
  • Natural disasters

Types of Water Damage

There are two main types of water damage:

  • Clean water damage is caused by water that is not contaminated with sewage or other hazardous materials.
  • Gray water damage is caused by water that has been contaminated with sewage or other hazardous materials.
  • Black water damage is the most severe type of water damage and is caused by water that has been contaminated with sewage or other hazardous materials and has been standing for more than 24 hours.

Causes of Water Damage

Water damage can be caused by a variety of factors, including:

  • Natural disasters, such as floods, hurricanes, and earthquakes
  • Plumbing leaks, such as those from pipes, faucets, and toilets
  • Appliance malfunctions, such as those from refrigerators, dishwashers, and washing machines
  • Roof leaks, such as those caused by damaged shingles or gutters
  • Foundation cracks, which can allow water to seep into your home or business